We help people consciously plan major life goals and achieve them through financial preparation
Didgitalkzhelp School was created for those who strive for conscious management of their finances to achieve significant life goals. Our unique methodology is based on a combination of financial planning, psychology of decision-making, and practical saving tools adapted to the realities of Kazakhstan.
We don't just teach you to save money – we help you create a holistic strategy for achieving your goals, whether it's buying an apartment, a car, organizing a wedding, getting an education, a dream trip, or starting your own business. Our approach takes into account your individual circumstances, the current economic situation, and available financial instruments in Kazakhstan.
Fill out the form, and we will contact you to develop an individual strategy for achieving your goal
We help specify your goal and estimate its real cost considering inflation and market trends.
Example: 60m² apartment in a new building in Kostanay — 18,000,000 ₸, considering price growth in 3 years — 21,600,000 ₸
We analyze your income and expenses, determining the optimal amount for monthly savings without compromising quality of life.
Example: With an income of 350,000 ₸, the optimal savings amount is 105,000 ₸ (30%)
We select the optimal saving tools considering timeframe, risk, and return, adapted to Kazakhstan's realities.
Example: 50% in deposit (9% p.a.), 30% in bonds (11% p.a.), 20% in index fund (potentially 15% p.a.)
We create a detailed savings plan considering the selected tools and your monthly amount.
Example: Saving 105,000 ₸/month using selected tools — achieving the goal in 5 years and 2 months
We find opportunities to accelerate reaching the goal: increasing income, reducing expenses, more efficient tools.
Example: Additional income source + expense optimization = reduction of the timeframe to 4 years
We regularly track progress, adjust the plan if necessary, and maintain motivation on the way to the goal.
Example: Quarterly plan review, adjustment considering changes in income and market situation
Take a look at example calculations for various life goals
We offer various educational formats for your convenience
Structured video lessons with practical assignments and results tracking. Available 24/7 from anywhere in the world.
Interactive sessions in small groups with a teacher, discussing real cases and exchanging experiences.
Personal sessions with a financial consultant to develop a personal goal achievement plan.
Ready-to-use templates and checklists for self-planning and progress tracking.
All our programs are adapted to Kazakhstan's realities: we consider local taxation, available financial instruments, real estate market specifics, and price levels in different regions of the country.
We recommend only proven and reliable saving instruments that match your risk level. The security of your funds is our priority.
We don't promise miracles or quick wealth. Our plans are based on real calculations, considering inflation and potential economic changes.
We consider all aspects of financial planning: from optimizing current expenses to selecting investment tools, from tax planning to insurance protection.
We help overcome psychological barriers on the way to the goal, form correct financial habits, and maintain motivation throughout the journey.
Our plans are not static – we teach you to adjust your strategy depending on changes in life circumstances, the economic situation, and the emergence of new opportunities.
This depends on the cost of the desired apartment and the selected saving tools. For example, for an apartment worth 20 million ₸ using a combination of a deposit and conservative investments with an average annual return of 10%, you would need to set aside about 270,000 ₸ monthly. In our courses, we will help you create a personal plan tailored to your capabilities and goals.
A number of effective saving instruments are available in Kazakhstan:
In our courses, we detail each instrument, its advantages, risks, and optimal combinations for various goals.
The calculation of startup capital for a business includes several key components:
In our "Business Planning" course, we help create a detailed business plan and financial model considering the specifics of your project and Kazakhstan's market conditions.
Inflation – one of the key factors, which must be taken into account in long-term planning. In Kazakhstan, average annual inflation in recent years has been around 6-8%. When planning, we use the following approaches:
In our courses, we teach practical methods for accounting for inflation and adjusting financial plans based on the economic situation.
The duration of training depends on the selected format and module:
We also offer flexible scheduling, including evening hours and weekends, so you can combine training with work and other commitments.
Get a personal savings plan and take the first step toward realizing your dream
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